Home insurance is weird

[Angel]

Home insurance is weird

Apparently I should have some sort of insurance in case our house blows up or whatever...so I'm looking through this one policy document, trying to decide if it's worth forking out almost £200 for what will most likely NEVER happen to our home and I come across and interesting little snippet:

What is covered: Structural damage to all inclusive buildings under this policy in the event of aircraft collision or items dropped from aerial devices, such as people and/or livestock.

What isn't covered: Structural damage to all inclusive buildings under this policy in the event of policy holder's domestic pets being dropped from aerial devices.

I think I may just go with this company for teh lulz...

P.S. - go on, hands up. Who had the inital reaction to report this thread as spam before realising I'm not selling home insurance?

 

[Skotekal]

Re: Home insurance is weird

I didn't do anything, and that is very odd... So lemme get this straight, if a cow somehow falls out of a plane onto your house, you're covered. But if a dog falls out of a plane onto your house you're not covered?

 

[Shirosaki]

Re: Home insurance is weird

It's the policy holder's pet so if YOUR dog fell out of a plane and hit your house you're covered.

And nah cause a spammer wouldn't put "is weird"

 

[Shirosaki]

Re: Home insurance is weird

Thats what I meant Pretty stupid though.

 

[Sephiroxas]

Re: Home insurance is weird

:lol: Home insurance is weird. but then again life, is also weird in itself.

 

[Wonderfoole WINO]

Re: Home insurance is weird

since when does it actually "rain cats and dogs"?

Im gonna report you spammer!

actually you might wanna take that policy, Iv been working on what I like to call the "cow-a-pult". when its finished everyone is gonna want one.

I hate insurance, you (and hundreds of other people) give them money and they do nothing in return, just promising to fix stuff if something does happen. then in the event that something does happen, they try to wesel their way out of doing anything and if they do have to do something they charge you more each month! and it also depends on how the damage was done, if your house floods, they only fix house fires, house blows up because of a gas leak, they only fix C4 explosions..... insurance is sutch a scam. :getlost:

 

[ScareCrowReturn]

Re: Home insurance is weird

Im so going to fly over your house and throw out my pet Chihuahua and let it plummet into your kitchen and blow it up... just for the lulz.

 

[Man]

Re: Home insurance is weird

that insurance must be for the country folk

 

[Tsuyu]

Re: Home insurance is weird

I find the "people" part a lot more hilarious. So if a skydiver's parachute fails to open and he'll crash through your roof, you can rest easily knowing that your insurance covers it.

Also, it brings up a big question: What about livestock flung from catapults? Since the catapult isn't an aerial device...

 

[Angel]

Re: Home insurance is weird

I took the policy :lol:

Insurance is a rip off but we're legally obliged to get at least buildings cover because we have a leasehold and not a freehold with our house (leasehold meaning that we own the property but the land is owned by a sort of landlord and we rent it off them - we can buy the lease off them but it's about £4000 and that's a fair whack, to be honest).

It was the cheapest quote I could find considering our house is about as secure as a wooden barn in hurricane alley - it's always the way though; we get insurance and nothing ever goes wrong or we don't get insurance and the whole place collapses into a sinkhole and gets overrun by Locust.

We're also not covered if we decide to use our property to promote the creation of and instruction in the use of terrorist devices or chemical weapons. But neither does it say they'll report us if we do decide to become terrorists....hmmm....

Livestock from catapults? Hadn't thought of that...I'll lob a sheep through my neighbour's window and see what their insurance company does about it and if they fix it all up, I might switch...

 

[Tsuyu]

Re: Home insurance is weird

You got the catapult covered? Otherwise I'll lend you mine. I haven't had a good siege in a while now, so its not like I'm using it or anything.

 

[redfable]

Re: Home insurance is weird

I have insurance for any squirrel uprisings. It's called squirrelaid, get yours today.
Who would take the time to launch livestock from catapult? They would have to have a whole latta free time and must really hate you.

 

[Angel]

Re: Home insurance is weird

I'll take that offer of a catapult, Tsuyu - last one I used broke. Stupid elephants....

I'd take time to launch livestock at people. It would amuse me greatly - Monty Python and the Holy Grail style

 

[Firis]

Re: Home insurance is weird

wow... that was epic insurance.

 

[redfable]

Re: Home insurance is weird

Tis but a flesh wound, come on and fight me ya pansy.

 

[Arseface]

Re: Home insurance is weird

Insurance is really just another form of gambling. You're making a bet that you're house is going to get damaged...

Inn-sewer-ants...