i have around 5.5 mil, you see the trick is, you go to bowerstone north after doing arena and you should have a little over 30k, dont spend it yet, when in bowerstone north go to the general shop, and buy all the diamonds they have (i recommend wearing stealthy cloths as they give you more guile, as opposed to wearing full plate) since they have full stock, they buy for low when u buy them (dont forget to buy all at 1 time) then u want to sell them all back, since they have none in stock, they are desperate, and they will sell for alot more, u will make about 200 profit, and all together a profit of like 20k, repeat this, untill you have enough money to buy all diamonds in stock + all rubys, and so forth untill ur buying every gift they own and selling for about 100k profit each sale, not only does this give u soooooo much money, about each mil u make u get 7k exp in skill, but even better, when u have around 1.2 mil, just buy all their gifts, wait 3 days (or how ever long till they have full stock) then buy all they have in stock, then u will have double the gifts in your inventory, for double the profit (i.e have about 50 diamonds, wait 3 days, buy all again and have about 100 for twice profit when u sell them) then when u sell, u will make like 250k profit , if u keep repeating, u will be selling like 200 diamonds making like 600k profit each sale, then keep it all, and star baragging ur wife/s with gifts, although this does ruin the fun of making you own money the old fashion way (quests, monster drops etc.) u will be uber rich (hey, i had a master longsword + full plate before i started wasp queen, not to mention master longbow) anyways thats how, only do it if u dont mind ruining the experience, maybe do it after you beat game, but i wouldnt recommend it if u wanna be a serious player thru out the game